{"id":47,"date":"2026-06-14T22:18:13","date_gmt":"2026-06-14T19:18:13","guid":{"rendered":"https:\/\/www.mediafax.ro\/es\/?p=47"},"modified":"2026-06-15T00:27:15","modified_gmt":"2026-06-14T21:27:15","slug":"ce-se-intampla-cu-pensia-ta-daca-ai-lucrat-si-in-spania-si-in-alte-tari","status":"publish","type":"post","link":"https:\/\/www.mediafax.ro\/es\/ce-se-intampla-cu-pensia-ta-daca-ai-lucrat-si-in-spania-si-in-alte-tari-47","title":{"rendered":"Ce se \u00eent\u00e2mpl\u0103 cu pensia ta dac\u0103 ai lucrat \u0219i \u00een Spania, \u0219i \u00een alte \u021b\u0103ri"},"content":{"rendered":"

\u00cen Spania, regulile sunt destul de clare, mai ales \u00een cazul \u00een care exist\u0103 acorduri \u00eentre state, iar institu\u021biile \u00ee\u0219i pot transmite direct informa\u021biile despre perioadele lucrate. \u00cen general, ideea de baz\u0103 este simpl\u0103: anii lucra\u021bi \u00een mai multe \u021b\u0103ri nu se pierd, ci pot fi lua\u021bi \u00een calcul pentru stabilirea dreptului la pensie<\/a>, \u00eens\u0103 modul \u00een care se adun\u0103 ace\u0219ti ani depinde de existen\u021ba sau lipsa unor acorduri interna\u021bionale.<\/p>\n

Cum se solicit\u0103 pensia dac\u0103 ai lucrat \u00een mai multe \u021b\u0103ri<\/h2>\n

Dac\u0103 o persoan\u0103 a lucrat \u00een Spania \u0219i \u00eentr-o alt\u0103 \u021bar\u0103 cu care exist\u0103 acord de securitate social\u0103, cererea de pensionare se depune, de regul\u0103, \u00een \u021bara de re\u0219edin\u021b\u0103 sau \u00een \u021bara \u00een care a fost ultima activitate profesional\u0103.<\/p>\n

\u00cen Spania, solicitarea se face prin Centrele de Informare \u0219i Asisten\u021b\u0103 ale Securit\u0103\u021bii Sociale (CAISS<\/a>) sau prin sediul electronic al institu\u021biei. Dup\u0103 depunerea cererii, Institutul Na\u021bional de Securitate Social\u0103 transmite documenta\u021bia c\u0103tre celelalte state implicate, iar fiecare \u021bar\u0103 analizeaz\u0103 separat drepturile persoanei.<\/p>\n

Important de re\u021binut este c\u0103 nu trebuie s\u0103 mergi personal \u00een fiecare \u021bar\u0103 \u00een care ai lucrat, deoarece institu\u021biile colaboreaz\u0103 \u00eentre ele \u00een cazul statelor care au conven\u021bii.<\/p>\n

Cum se calculeaz\u0103 pensia \u00een cazul muncii \u00een mai multe state<\/h2>\n

Pentru persoanele care au lucrat \u00een mai multe \u021b\u0103ri, pensia se calculeaz\u0103, \u00een general, prin dou\u0103 metode. Prima variant\u0103 este calculul na\u021bional, adic\u0103 fiecare stat verific\u0103 dac\u0103 persoana are drept la pensie doar pe baza anilor lucra\u021bi \u00een acel stat. A doua variant\u0103 este calculul prin totalizarea perioadelor de cotizare, adic\u0103 \u00eensumarea anilor lucra\u021bi \u00een toate statele implicate.<\/p>\n

Dup\u0103 realizarea ambelor calcule, se acord\u0103 de regul\u0103 varianta cea mai avantajoas\u0103 pentru beneficiar. Exist\u0103 \u00eens\u0103 excep\u021bii \u00een anumite acorduri bilaterale (de exemplu cu \u021b\u0103ri precum SUA, Maroc, Mexic sau Canada<\/strong>), unde se aplic\u0103 reguli specifice \u0219i nu \u00eentotdeauna se face alegerea automat\u0103 a celei mai mari sume.<\/p>\n

Dac\u0103 pensia este stabilit\u0103 prin totalizarea perioadelor lucrate \u00een mai multe state, fiecare \u021bar\u0103 pl\u0103te\u0219te o parte propor\u021bional\u0103 cu anii lucra\u021bi pe teritoriul s\u0103u.<\/p>\n

Ce se \u00eent\u00e2mpl\u0103 dac\u0103 ai lucrat \u00een trei \u021b\u0103ri diferite
\nSitua\u021biile devin mai complexe atunci c\u00e2nd o persoan\u0103 a lucrat, de exemplu, \u00een Spania, \u00eentr-o alt\u0103 \u021bar\u0103 din Uniunea European\u0103 \u0219i \u00eentr-un stat cu acord bilateral. \u00cen acest caz, drepturile sunt analizate pe mai multe \u201efiltre\u201d.<\/p>\n

Se verific\u0103 separat:<\/h2>\n
    \n
  1. dreptul la pensie \u00een Spania pe baza anilor lucra\u021bi acolo<\/li>\n
  2. dreptul prin acord bilateral cu o alt\u0103 \u021bar\u0103<\/li>\n
  3. dreptul \u00een cadrul regulilor europene pentru statele UE<\/li>\n
  4. Se calculeaz\u0103 toate variantele posibile, iar persoana prime\u0219te varianta cea mai avantajoas\u0103.<\/li>\n
  5. Totu\u0219i, este important de \u0219tiut c\u0103 nu se pot combina toate perioadele din toate \u021b\u0103rile \u00eentr-un singur calcul global.<\/li>\n<\/ol>\n

    Cine pl\u0103te\u0219te, efectiv, pensia<\/h2>\n

    \u00cen cazul \u00een care pensia este acordat\u0103 pe baza contribu\u021biilor din mai multe state, fiecare \u021bar\u0103 pl\u0103te\u0219te partea corespunz\u0103toare perioadei lucrate pe teritoriul s\u0103u<\/strong>. Plata se face direct c\u0103tre beneficiar, prin transfer bancar sau alte metode stabilite de institu\u021biile na\u021bionale.<\/p>\n

    Pentru rom\u00e2nii sau al\u021bi cet\u0103\u021beni europeni stabili\u021bi \u00een Spania, acest mecanism este important deoarece permite cumularea anilor lucra\u021bi \u00een mai multe locuri f\u0103r\u0103 pierderea drepturilor de pensie.<\/p>\n

    Ce documente trebuie p\u0103strate de-a lungul vie\u021bii profesionale<\/h2>\n

    \u00cen mod normal, \u00een Spania nu este necesar ca lucr\u0103torii s\u0103 p\u0103streze dovezi ale activit\u0103\u021bii profesionale, deoarece institu\u021biile au acces la bazele de date ale contribu\u021biilor<\/strong>. Totu\u0219i, \u00een alte \u021b\u0103ri, acest lucru poate fi necesar, iar autorit\u0103\u021bile pot solicita documente justificative.<\/p>\n

    De aceea, este recomandat ca persoanele care lucreaz\u0103 \u00een mai multe state s\u0103 p\u0103streze contracte, adeverin\u021be sau orice document legat de perioadele de munc\u0103, mai ales dac\u0103 exist\u0103 schimb\u0103ri frecvente de \u021bar\u0103.<\/p>\n

    Ce trebuie s\u0103 \u0219tie rom\u00e2nii care lucreaz\u0103 \u00een Spania<\/h2>\n

    Pentru rom\u00e2nii care muncesc \u00een Spania \u0219i au lucrat anterior \u0219i \u00een Rom\u00e2nia sau \u00een alte state europene, regulile Uniunii Europene sunt un avantaj important<\/strong>. Ani lucra\u021bi nu se pierd, iar fiecare stat contribuie la pensie \u00een func\u021bie de perioada lucrat\u0103 acolo.<\/p>\n

    Totu\u0219i, este esen\u021bial ca solicitarea pensiei s\u0103 fie f\u0103cut\u0103 corect \u0219i la timp, iar \u00een unele cazuri este recomandat s\u0103 se cear\u0103 consiliere direct la institu\u021biile de securitate social\u0103 din Spania, pentru a evita erori de calcul sau \u00eent\u00e2rzieri.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Tot mai mul\u021bi rom\u00e2ni ajung s\u0103 lucreze de-a lungul vie\u021bii \u00een mai multe \u021b\u0103ri europene, iar momentul pension\u0103rii ridic\u0103 o \u00eentrebare esen\u021bial\u0103: cum se calculeaz\u0103 pensia atunci c\u00e2nd ai contribuit \u00een sisteme diferite de securitate social\u0103.<\/p>\n","protected":false},"author":3,"featured_media":43,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[30,28,29,11],"post_author":[10],"labels":[81],"class_list":["post-47","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banii-tai","tag-diaspora","tag-pensie","tag-romania","tag-spania","post_author-madalina-dinu","labels-financiar"],"yoast_head":"\nCe se \u00eent\u00e2mpl\u0103 cu pensia ta dac\u0103 ai lucrat \u0219i \u00een Spania, \u0219i \u00een alte \u021b\u0103ri - Mediafax Spania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mediafax.ro\/es\/ce-se-intampla-cu-pensia-ta-daca-ai-lucrat-si-in-spania-si-in-alte-tari-47\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ce se \u00eent\u00e2mpl\u0103 cu pensia ta dac\u0103 ai lucrat \u0219i \u00een Spania, \u0219i \u00een alte \u021b\u0103ri - 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